Guido Mieth / Getty Images. Wells Fargo Savings Account Interest Rates. Wells Fargo offers two savings accounts: the Way2Save Savings account and the Platinum Savings account. The annual...Wells Fargo offers special and standard rate CDs. The special rates require you to deposit at least $5,000. The standard rates require you to deposit $2,500. You can also earn bonus rates on these ...What they are. A bond is a fixed income investment in which an investor loans money to an entity (typically corporate or governmental), which borrows the funds for a defined period of time at a variable or fixed interest rate. In exchange, the issuer of the bond agrees to pay you a pre-set, regular interest rate payment for a fixed amount of time.May 1, 2024 · In addition to standard CD rates, Wells Fargo offers relationship rates that give eligible customers a slight boost (between 0.01% and 0.26% percentage points) above the standard APY. Premier Checking fees and details. For balances below $250,000 consider a Wells Fargo Prime Checking account. Wells Fargo offers convenient ways to help you stay on top of your account and keep track of your balance to avoid overdrafts. Same account number – no changes to Bill Pay, statements or tax documents.www.wellsfargo.com. 800-869-3557. 420 Montgomery Street. San Francisco, CA 94104. Wells Fargo Bank is a publicly traded bank that operates as a subsidiary of Wells Fargo & Company, one of the largest financial holding companies in the world. The bank is one of the largest in the United States as measured by assets as well as deposits. With tens ...To open a WellsTrade account or ask questions, call 1-877-573-7997. For existing brokerage accounts, call 1-800-TRADERS ( 1-800-872-3377) 1. $0 per trade is applicable to commissions for online and automated telephone trading of stocks and exchange-traded funds (ETFs). For stock and ETF trades placed with an agent over the telephone, a $25 ...Nov 2, 2023 ... ... Bank Deposit Sweep, and the Money Market Fund Sweep, which allow uninvested cash to be placed into interest-earning accounts or money market ...7-day Current Yield. 7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.86%. 4.98%. Goldman Sachs Financial Square Government Fund 2, 3. 5.20%. 5.34%. * The money market mutual funds offered in the cash sweep program include those with which an affiliate of Wells Fargo Advisors retains an ownership interest ...May 7, 2024 · The national average APY on savings accounts is 0.46%, according to the latest data from the FDIC. The Platinum Savings account’s rates are well below that for balances below $99,999.99. But if ... May 3, 2024 · 7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.87%. 4.98%. Goldman Sachs Financial Square Government Fund 2, 3. 5.20%. 5.33%. * The money market mutual funds offered in the cash sweep program include those with which an affiliate of Wells Fargo Advisors retains an ownership interest and to which an ... Get a promotional interest rate of 4.50% for 3 months when you open a new Platinum Savings account, deposit $10,000 or more in new money within 30 days of ...7-day Current Yield. 7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.86%. 4.98%. Goldman Sachs Financial Square Government Fund 2, 3. 5.19%. 5.33%. * The money market mutual funds offered in the cash sweep program include those with which an affiliate of Wells Fargo Advisors …Like savings accounts, money market accounts pay interest on your deposits, though usually at higher rates. The average money market account paid interest of 0.60% as of May 15, 2024, , according ...0.25% to 2.51% Minimum deposit. $25. Start saving. On Wells Fargo's website. Wells Fargo is one of the largest brick-and-mortar financial institutions in the United States. The bank...Before you fill out an application, it’s a wise idea to learn more about Wells Fargo’s various credit cards, especially when it comes to their benefits and limitations. Like many f...Before you fill out an application, it’s a wise idea to learn more about Wells Fargo’s various credit cards, especially when it comes to their benefits and limitations. Like many f...May 3, 2024 · 7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.87%. 4.98%. Goldman Sachs Financial Square Government Fund 2, 3. 5.20%. 5.33%. * The money market mutual funds offered in the cash sweep program include those with which an affiliate of Wells Fargo Advisors retains an ownership interest and to which an ... 7-day Current Yield. 7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.86%. 4.98%. Goldman Sachs Financial Square Government Fund 2, 3. 5.19%. 5.33%. * The money market mutual funds offered in the cash sweep program include those with which an affiliate of Wells Fargo Advisors retains an ownership interest ... How to receive your $2,500 bonus*. 1. Open. Open a new Premier Checking account at a Wells Fargo branch with a minimum opening deposit of $25 by June 25, 2024. You must provide the bonus offer code to the banker at the time of account opening. Find out how you can combine bank deposit account balances and investment account balances to avoid ... As of today, the highest money market rate is 5.12% compared to a national average rate of 0.60%. Here are today’s money market account rates: Average APY: 0.60%. Highest Rate: 5.12%. Source ...The Private Bank Interest Checking program makes it easy to see the big picture. View your relationship – checking, savings, trusts, and more – on one combined monthly statement. 1 Enroll in Wells Fargo Online ®, and gain access to Bill Pay and mobile banking. You can also take advantage of many additional benefits, including fee waivers ...Find the latest Wells Fargo Funds Trust - Money Market Fund (WMPXX) stock quote, history, news and other vital information to help you with your stock trading and investing. ... Savings interest ...“The pushing back of fed fund expectations remains positive for the Momentum (and market) trade as it keeps the status quo in place,” Chris Harvey, head of equity strategy at Wells Fargo ...Market fluctuations may cause the value of your pledged assets to decline, which could result in a maintenance call that requires you to sell your pledged securities to maintain equity. ... Wells Fargo Bank Priority Credit Line interest rates are based clients’ Wells Fargo Advisors household assets under management and the Secured Overnight ...Money Market Fund Risk: An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money …Chart. Nasdaq - Delayed Quote • USD. Wells Fargo Funds Trust - Money Market Fund (WMPXX) Follow. 1.0000 - (-) As of 8:06 AM EDT. Market Open. Key Events. Mountain. Loading Chart for WMPXX....Chart. Nasdaq - Delayed Quote • USD. Wells Fargo Funds Trust - Money Market Fund (WMPXX) Follow. 1.0000 - (-) As of 8:06 AM EDT. Market Open. Key Events. Mountain. Loading Chart for WMPXX....Apr 30, 2024 · Cash Sweeps - Money Market Funds. As of 04/30/2024. For accounts ineligible for the Bank Deposit Sweep Programs, such as (government accounts, insurance companies, banks and credit unions). Fund. 7-day Current Yield. 7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.87%. 4.99%. Share. Plan for future business needs. Start saving for your business today. A Wells Fargo Business Market Rate Savings account is for businesses with lower balances just starting to save or saving for unexpected expenses. Benefits include: Optional Overdraft Protection.Wells Fargo offers various standard interest rates, APY, relationship interest rates, and relationship APYs on CDs. The rates range from 1.49% to 5.01%, depending on the term, balance, and type of ...Compare the best savings accounts and money market rates Asheville, North Carolina, NC based on location and convenience, bank financials, and rates - May 6, 2024. ... Wells Fargo Bank, National Association 1.01%. 0.01%: $100,000 . $1: Learn More. ... the APY rate is ordinarily a couple of basis points above the real interest … Monthly service fee. $25 monthly service fee can be avoided with $20,000 or more in statement-ending qualifying balances. Opens Dialog. in your linked accounts. For balances above $250,000, consider a Wells Fargo Premier Checking account with our premier level of relationship banking benefits. Minimum balance. Better interest rates for higher balances. ... Guaranteed returns regardless of market conditions. Terms. Flexible term options from 3 months to a year or more. ... A savings account is a bank account where you can store your money and earn interest. Wells Fargo offers interest-bearing savings accounts and Certificate of Deposit (CD) …You are leaving the Wells Fargo website. ... Mutual fund: An investment vehicle that allows you to invest your money in a professionally-managed portfolio of assets that, ... Investments in fixed-income securities are subject to market, interest rate, credit, and other risks. Bond prices fluctuate inversely to changes in interest rates.An add-on CD allows you to make new deposits to an existing CD every month to grow your savings. Jumbo CDs. Jumbo CDs require a larger than usual deposit to open. For instance, instead of needing ...Cash Sweeps - Money Market Funds. As of 04/30/2024. For accounts ineligible for the Bank Deposit Sweep Programs, such as (government accounts, insurance companies, banks and credit unions). Fund. 7-day Current Yield. 7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.87%. 4.99%.Business Market Rate Savings. Wells Fargo Business Market Rate Savings is for businesses with lower balances just starting to save or saving for unexpected expenses. Monthly service fee: $5. Avoid the $5 monthly service fee with one of the following options each fee period: Minimum opening deposit: $25. Learn more.This money market account (MMA) calculator lets you work out the compound interest you will earn on your money market account based on how much you deposit to start with, how long you've had the account, the interest rate on the account, and the amount you periodically deposit. They can also give you a detailed printout of the balance for your …Cash Sweeps - Money Market Funds. As of 04/30/2024. For accounts ineligible for the Bank Deposit Sweep Programs, such as (government accounts, insurance companies, banks and credit unions). Fund. 7-day Current Yield. 7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.87%. 4.99%.A Wells Fargo checking account can be opened by telephone, through their website or by visiting a Wells Fargo branch. These methods can also be used to open a Wells Fargo savings a...Among “special” or “featured” CD accounts, Bank of America offers a 13-month CD with a 4.50% APY, which beats Wells Fargo’s 12-month CD rate, and Citibank offers a seven-month CD with a ...Waived non-Wells Fargo ATM fees; Interest rate discounts on select loan products ... US Bank offers a slightly lower monthly fee. U.S. Bank also offers an Elite money market account. While the ...Apr 12, 2024 ... ... financial markets to anticipate that the Federal Reserve would delay cutting rates until September. Advertisement · Scroll to continue.The benefits of a Traditional IRA include: Tax-deferred growth potential. The ability to deduct your contributions (if you participate in a plan at work, your eligibility is based on your income) Accepts eligible rollovers from qualified employer sponsored retirement plans (QRPs) such as 401 (k), 403 (b), or 457 (b) governmental plans. Accepts ...Wells Fargo Cash Investment MMkt Adm Inv (WFAXX) Inst (WFIXX) Inst (NWIXX) Inv (WFAXX) Other (WFQXX) Fund WFAXX ... Wells Fargo Cash Investment Money Market Fund. Fund Family Name. Wells Fargo Funds. Inception Date. Jul 31, 2003. Shares Outstanding. N/A. Share Class. Inv. Currency. USD. Domiciled Country. United States.Share. Plan for future business needs. Start saving for your business today. A Wells Fargo Business Market Rate Savings account is for businesses with lower balances just starting to save or saving for unexpected expenses. Benefits include: Optional Overdraft Protection.Wells Fargo Bank provides financial solutions for individuals, such as retail banking, loans and credit products, and investment solutions. Wells Fargo’s retail banking services in...The account’s tiered rates range from to 4.30% APY depending on your account balance, but EverBank has a APY one-year introductory rate for new account holders. The Yield Pledge Money Market account has no monthly maintenance fee.The national average APY on savings accounts is 0.46%, according to the latest data from the FDIC. The Platinum Savings account’s rates are well below that for balances below $99,999.99. But if ...Nevertheless, due to recent market liquidations and the asset’s price falling below $62,000, the Q1 domination of Bitcoin ETFs has lost a little flow. A shift in market sentiment might occur as a result of information disclosed by financial institutions like Wells Fargo and Susquehanna International Group on spot Bitcoin ETFs.6 days ago · 7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.87%. 4.98%. Goldman Sachs Financial Square Government Fund 2, 3. 5.20%. 5.33%. * The money market mutual funds offered in the cash sweep program include those with which an affiliate of Wells Fargo Advisors retains an ownership interest and to which an ... With Wells Fargo Advisors, you can buy stocks on margin to extend the financial reach of your account. For more information, contact our investment ...Here are our top picks for the best money market accounts, ordered by highest APY: 5.30% APY: Vio Bank Cornerstone Money Market Savings. 5.24% APY: American First Credit Union Money Market Deposit ...7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.86%. 4.98%. Goldman Sachs Financial Square Government Fund 2, 3. 5.21%. 5.34%. * The money market mutual funds offered in the cash sweep program include those with which an affiliate of Wells Fargo Advisors retains an ownership interest and to …On the other hand, companies may be borrowing primarily on a fixed rate basis via capital markets and use interest rate hedging to gain exposure to floating rates. In the current environment, the topic of LIBOR transition as well as the potential for negative floating interest rates are also relevant interest rate risks for companies to consider.Find the latest Wells Fargo Funds Trust - Money Market Fund (WMPXX) stock quote, history, news and other vital information to help you with your stock trading and investing. ... Savings interest ...Your Wells Fargo home equity account is a powerful tool that can help you achieve your financial goals. Enjoy competitive rates that are typically lower than many other forms of credit, flexible payment options, and tax deductible interest if your home equity financing is used to improve, buy, or build a home (talk to a tax advisor for details). These investments may have fixed, floating, or variable rates of interest and may be obligations of U.S. or foreign issuers. We may invest more than 25% of the Fund’s total assets in U.S. dollar-denominated obligations of U.S. banks. Low-interest rates have made things very difficult for savers over the last decade since the economic crash of 2008. Banks paid very low rates on savings due to an environment in w...Manage your retirement investments with a Wells Fargo Advisors WellsTrade ® IRA for $0 per online stock and ETF trade 1. With a WellsTrade IRA you'll be empowered to invest the way you want. Wells Fargo Advisors offer Traditional, Roth, and SEP IRAs. With a single sign-on, you can securely access your investment and banking accounts on your ... Platinum Savings is an interest-bearing savings account that offers better rates and easy access to your funds. Your money will be ready when you need it — including through online and mobile access, unlimited branch and Wells Fargo ATM withdrawals, along with the option to write checks. Wells Fargo Government Money Market Fund (GVIXX) Vanguard Prime Money Market (VMRXX) The Federated fund has a 7-day yield of 2.56%, far outstripping WellsTrade’s core cash position. UTIXX has over $28 billion of assets at last count, so it’s a large fund.Right now, the average money market rate sits at 0.54%, but the best rate today is 5.08%. Here are today’s money market account rates: Average APY: 0.54%. Highest Rate: 5.08%. Source: Curinos ...1.50% to 2.00%. 1.51% to 2.01%. Currently, Wells Fargo’s four- and seven-month CD specials are, by far, the most competitive options, especially if you already bank with Wells Fargo and get to ...7-day Effective Yield. * Allspring Government Money Market Fund - Sweep Class 1, 2. 4.87%. 4.98%. Goldman Sachs Financial Square Government Fund 2, 3. 5.21%. 5.34%. * The money market mutual funds offered in the cash sweep program include those with which an affiliate of Wells Fargo Advisors retains an ownership interest and to which an ...In today’s competitive lending market, finding ways to lower your interest rates can make a significant difference in saving money. One effective method is by utilizing offer codes...WellsTrade® Money Market Funds. The WellsTrade Money Market Funds List is a list of no load money market mutual funds that are available to purchase in WellsTrade brokerage accounts. Money market mutual funds provide short term liquidity and can be used to fulfill the cash/cash alternative allocation percentage of your asset allocation strategy.Learn how they work and how to find the best IRA money market rates. ... Best Wells Fargo Credit Cards Best American Express Credit Cards ... Money Market Interest Rates Today: May 14, 2024 ...Outstanding Cashier's Checks, Money Orders, Loan Disbursement Checks, Interest Checks and Drafts issued by Wells Fargo What amount of insurance coverage do I have for my accounts? The FDIC Standard Maximum Deposit Insurance Amount for deposits is $250,000 per depositor, per insured financial institution, for each account ownership category.Apr 4, 2018 · At Wells Fargo, you can get a personal loan for between $3,000 and $100,000, and you’ll pay no origination fees or prepayment penalties. Rates vary based on your credit history and the amount of credit you request. For a $10,000 loan with a three-year term, your personal loan interest rate could be as low as 7.49% APR. Chase interest rates on CDs. 1 year: 0.01% APY. 5-year: 0.01% APY. Minimum deposit: $1,000. Wells Fargo interest rates on CDs. 1 year: 1.50% APY for standard CDs. 5-year: No standard rates ...Here are today’s money market account rates: Average APY: 0.60% Highest Rate: 5.12% Source: Curinos. Data accurate as of May 8, 2024. Rates are based on a $10,000 minim WellsTrade® Money Market Funds. The WellsTrade Money Market Funds List is a list of no load money market mutual funds that are available to purchase in WellsTrade brokerage accounts. Money market mutual funds provide short term liquidity and can be used to fulfill the cash/cash alternative allocation percentage of your asset allocation strategy. The banking product interest rates, including savings, CDs, and money market, are accurate as of this date. Article update: February 19, 2024 ... One of the most important questions to consider is whether …Like savings accounts, money market accounts pay interest on your deposits, though usually at higher rates. The average money market account paid interest of 0.60% as of May 15, 2024, , according ... The available Cash Sweep Options currently offered are: (1) the Expanded Bank Deposit Sweep, (2) the Sta
Current Bank Interest Rates. Contrary to the continual interest rate hikes that we saw in 2018, the Federal Reserve has left its benchmark interest rate unchanged since entering 2019. The federal funds rate grew from a range of 1.25%-1.50% in Jan 2018 to a range of 2.00%-2.25% by Dec 2018. As of right now, the rate sits at a target range …The national average APY on savings accounts is 0.46%, according to the latest data from the FDIC. The Platinum Savings account’s rates are well below that for balances below $99,999.99. But if ...Annual Percentage Yields (APYs) and Interest Rates shown are offered on accounts accepted by the Bank and effective for the dates shown above, unless otherwise ...Annual Percentage Rate (APR) The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees.Wells Fargo Intuitive Investor charges an annual fee equal to 0.35% of your account balance, billed quarterly. This management fee is slightly above average for competing robo-advisors, though ...More specifically, if Wells Fargo common shares, exceed a market price of $203.72 (technically: $1000/6.3814 * 130% or initial conversion price of ($156.71 * 130%) for 20 days in any 30-day ...With Wells Fargo Advisors, you can buy stocks on margin to extend the financial reach of your account. For more information, contact our investment ...A Wells Fargo Campus ATM Card or Campus Debit Card linked to this account. $10. Multiple ways to avoid the $10 fee with one of the following each fee period: $500 minimum daily balance. $500 or more in total qualifying electronic deposits 6. Primary account owner is 17 - 24 years old 7.Check back periodically as we regularly add new rates pages. Credit card rates. Mortgage and refinance rates. Personal loan rates. Retirement account rates. Savings accounts and time accounts (CD) QSR-0623-00884. LRC-0623. Look up current rates on a variety of products offered through Wells Fargo.4.0. /5 NerdWallet rating. Monthly fee. $10.00. Bonus. Wells Fargo’s Everyday Checking has a $10 monthly service fee that can be avoided in one of a few ways, including keeping a $500 minimum ...Variable interest rates: The interest rate tied to your money market account can vary over time. Choosing the best money market account for you. ... Wells Fargo vs. Bank Of America: Which is best ...Feb 18, 2024 ... ⚠️URGENT⚠️ 4.6% Savings Account Interest Rate Ends | 2024 Wells Fargo Best Savings & CD Rates · Comments13.Wells Fargo offers various standard interest rates, APY, relationship interest rates, and relationship APYs on CDs. The rates range from 1.49% to 5.01%, depending on the term, balance, and type of ...Getty. A money market fund is a type of mutual fund that invests in cash and low-risk, short-term debt securities. Money market funds are considered one of the least risky investment vehicles ...Start saving. On Wells Fargo's website. Insider’s Rating 2.5/5. Perks. Earn $525 bonus when you open an account and make a deposit of $25,000 or more in new money in the first 30 days; and ...The account’s tiered rates range from to 4.30% APY depending on your account balance, but EverBank has a APY one-year introductory rate for new account holders. The Yield Pledge Money Market account has no monthly maintenance fee.May 3, 2024 · Wells Fargo’s CD rates. Wells Fargo’s CD rates range from 1.50% to 5.25% APY, depending on the term. Its highest rate is reserved for the 11-month CD, which has a $5,000 minimum requirement ... Balances from $0.00 to $1,000.00 earn a 5.00% APY. That drops down to $1,000.01 to $5,000.00 with balances between $0.00 to $1,000.00; and then to 1.80% to 1.15% for the next tier, and so on. A $5 ... These investments may have fixed, floating, or variable rates of interest and may be obligations of U.S. or foreign issuers. We may invest more than 25% of the Fund’s total assets in U.S. dollar-denominated obligations of U.S. banks. Here are our top picks for the best money market accounts, ordered by highest APY: 5.30% APY: Vio Bank Cornerstone Money Market Savings. 5.24% APY: American First Credit Union Money Market Deposit ...Most Wells Fargo CD rates are higher than the national average CD rates, which range from 0.22% for a one-month CD to 1.81% for a one-year CD as of April 15, 2024, according to the FDIC. As always ...Among “special” or “featured” CD accounts, Bank of America offers a 13-month CD with a 4.50% APY, which beats Wells Fargo’s 12-month CD rate, and Citibank offers a seven-month CD with a ... Minimum opening deposit: $2,500. Open now. A Wells Fargo Certificate of Deposit (CD) offers an alternative way to grow your savings. You choose the set period of time to earn a guaranteed fixed interest rate, regardless of market conditions. A CD can provide peace of mind whether you're saving for a short-term goal, next year's project, college ... If you put $70,000 in a money market fund today, after 12 months, you could earn an extra $3,362.04 in interest compared to most savings accounts. ... Best Wells Fargo Credit Cards Best American ...Money Market Fund Risk: An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in a money …Share. Compounding is a powerful investing concept that involves earning returns on both your original investment and on returns you received previously. For compounding to work, you need to reinvest your returns back into your account. For example, you invest $1,000 and earn a 6% rate of return. In the first year, you would make $60, bringing ...WMPXX | A complete Allspring Money Market Fund;Premier mutual fund overview by MarketWatch. View mutual fund news, mutual fund market and mutual fund interest rates.Oct 20, 2022 · Wells Fargo interest rates. APY on balances. 0.01%. How it compares. The national average rate for savings accounts is 0.46% APY. Monthly fees. $5. How to avoid monthly fees. Maintain minimum ... LIBOR currency Alternative reference rate Acronym USD Secured Overnight Financing Rate ... compiled by IBA on the basis of a panel of banks providing quotes that are intended to be representative of interest rate markets. The FCA and IBA announced that these banks would stop providing quotes after June 30, 2023 for the …May 3, 2024 · If you put $70,000 in a money market fund today, after 12 months, you could earn an extra $3,362.04 in interest compared to most savings accounts. ... Best Wells Fargo Credit Cards Best American ... Deposit products offered by Wells Fargo Bank, N.A. Member FDIC. Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. LRC-1222. Tap into the equity of your home to pay for home improvements or other major expenses. Check rates for a Wells Fargo home equity line of credit with our loan calculator.Money market fund returns depend on market interest rates. They may be classified into different types such as prime money funds which invest in floating-rate debt and commercial paper of non ...Plus all the features of a Wells Fargo checking account. Online banking with the banking tools you need. Contactless debit card for fast, secure payments and Wells Fargo ATM access. Approximately 11,000 Wells Fargo ATMs to help you bank locally and on the go. 24/7 fraud monitoring plus Zero Liability protection 11.What they are. A bond is a fixed income investment in which an investor loans money to an entity (typically corporate or governmental), which borrows the funds for a defined period of time at a variable or fixed interest rate. In exchange, the issuer of the bond agrees to pay you a pre-set, regular interest rate payment for a fixed amount of time.Annual Percentage Rate (APR) The cost to borrow money expressed as a yearly percentage. For mortgage loans, excluding home equity lines of credit, it includes the interest rate plus other charges or fees.APY. The base APY for the Way2Save Savings account and the Platinum Savings account is 0.01% and 0.25%, respectively. For an account holder with an eligible linked checking account, the Platinum... C +0.33% . Wells Fargo argued in a recent investor note that the risks are rising that the Federal Reserv